Plaistow New Hampshire Real Estate Office
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Mortgage & Closing Resources

Here are a few mortgage resources to assist you in getting prequalified and/or giving you information on financing possibilities. It is wise, beforemaking an offer on a property,to have a pre-qualificationletter from a mortgage institution. You know how much you can afford to spend and having the lettermakes your offer stronger to the seller.

Tools to Help with Your Mortgage:

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  • Types of Mortgage Lenders
    It used to be fairly easy to put a term to a lender that accurately described them and the types of mortgages they originated. Time, the S&L problems of the late eighties... Read More

  • Pre-approved Buyer Is A Serious Buyer
    An essential first step in the home buying process entails getting pre-approved for a mortgage loan. The process involves a thorough review of your financial situation and allows you to determine the size of the mortgage loan for which you qualify... Read More

  • Mortgage FAQs
    What is the difference between pre-qualified and pre-approved? Pre-qualification represents a mortgage professional’s opinion, in which little information, if any, has been verified. A pre-approval is the result of verifying credit, income, and assets, and represents a decision as opposed to an opinion... Read More

  • Refinancing Your Mortgage FAQs
    Due to the nature of interest rate movements, mortgage rates can change dramatically from the day you apply for a mortgage loan to the day you close the transaction. If interest rates rise sharply during the application process, it could make a borrower's mortgage payment larger than he/she previously thought. To protect against this.. Read More

  • Mortgage Terms Glossary
    PREAPPROVAL: A process that mortgage lenders use to determine how much money they will lend you based on a thorough review of your financial situation. Lenders issue a pre-approval letter, which strengthens your position when bidding on a home as it shows sellers you will be able to raise funds needed to purchase... Read More

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